Can You Beat the Average Credit Score? Find Out For Free

When was the last time you checked your credit? By checking your score for free online, not only can you find out where you stand in relation to the national average, but you can uncover many ways to quickly increase your score.

That’s important since more than 40% of employers are reportedly checking their employees scores and using this information to hire, fire and during reviews. But by checking your personal information, you can find out where you stand on the credit scoring scale and what you can do to increase that score.

Did you know that 3 out of 4 credit reports contain errors that don’t belong there. Nearly every report has information on the file that is wrong, misleading, and could be making your score worse than it should be. When you catch these mistakes and notify the reporting agency, the must remove these errors. Depending on the severity of the error, your score could readjust as much as 100 points.

Interestingly, the average credit score in America is about a 680 rating. Most lenders would say that qualifies as a good credit rating, but far from excellent. If your score is in the 720 – 760 range, you stand a better chance of keeping your job, getting the loans you need, and even reducing your credit card rates.

When you qualify to receive your score online for free, you’ll instantly find out where you stand on the credit rating scale and receive tips on how to increase your score. That will not only give you piece of mind, but can allow you to eliminate some of your debts and reduce your payments.